If You are Using Paytm, GPay, Bhim App! So Beware while using these apps Otherwise you will be Pauper.

Asif Nawaz
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Nowadays in this digital world everyone depends on the digital transaction. From paying bills to booking tickets, now in today's world we all are generally using UPI app, net banking. Be it a grocery store, a vegetable store or a big shopping mall, nowadays in this digital world online payment facility is available almost everywhere. Not only this, we also transfer or receive money through these methods which make our life easier and also save our time.




Things to Think

While in this digital world digital payment methods are increasing on one hand, on the other hand cyber crimes are also increasing continuously. And fraudsters are looking for new ways to steal your money. There has been a rapid increase in the number of cyber crimes in India in the last few years. If you are using any digital payment app (whether Google Pay or Phone-Pe or Paytm), then definitely keep these things in mind, will also avoid fraud and will also be able to make secure payments: 




 Remember these things while making online UPI - Payments


1. Keep Your UPI App Updated

To keep yourself secure from cyber criminals, you should keep updating your UPI app from time to time. To enhance cyber security, most of the companies provide new features with every update. In such cases, always keep the UPI app updated.


2. Never enter a PIN to receive payments

In any UPI app, the user is not required to enter his/her PIN to receive money. So, be careful if someone is asking you to enter your PIN while sending money don't share it otherwise you can lose your money.




3. Beware of Fraud Calls

Cybercriminals not only try to steal money from people by sending them links, but they also directly call users and ask them for their password, PIN etc. Remember, banks do not ask for such details over the call. So you should not fall prey to any such calls. Don't be greedy for such a fake little bit offers and cashback.




4. Do not click on any type of link and do not enter PIN

These days people get attractive offers on mail and WhatsApp, especially during the festive season. Peoples get excited when he/she got a link of offers, they never think once minute that why someone giving me this offers. So please before clicking any link regarding offers or may be any other links just know full details then click on them. Otherwise such links ask you to enter your PIN and other details to receive the 'Gift' or 'Cashback' and when you entered these details they transfer all the money from your accounts. So be careful with such links and should not open them.




5. Create Strong Passwords

Usually we all set our password too easy or we choose such a password that is linked to our daily life( i.e. Name, Date of Birth etc.). So please avoid to doing this because such password are easily guess by fraudsters. So be aware and set a strong PIN while registering for the UPI App services. Create a pin that no one can guess easily. UPI PIN usually consists of either four digits or six digits.


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